Credit Problems

Credit Problems

Read about typical credit problems.

With This Web Web Page

  • Bank and Credit Product Complaints
  • Residence Equity Loans
  • Unsecured Loans

Bank and Credit Product Complaints

Report difficulties with your bank, standard bank, loan provider, or broker. The Federal Reserve provides suggestions to allow you to file a grievance:

  • Contact the branch supervisor, the consumer solution hotline, or perhaps the organization’s web site.
  • Explain your condition and just how you want the lender to solve it. Make use of this test issue page for great tips on things to use in your issue.
  • Offer copies of receipts, checks, or other evidence of the deal.

In the event that bank does not assist, get assistance from the most suitable agency that is regulatory.

Complaints About Deposit Accounts

A few federal federal government agencies regulate finance institutions. Learn which agency takes complaints about your standard bank.

  • Contact the Office of the Comptroller regarding the Currency for complaints about
    • A bank that is nationalhas nationwide in its name, or N. A at the conclusion)
    • Federal cost cost savings and loans
    • Federal cost savings banking institutions.
  • For a challenge by having a state-chartered bank and trust company, contact either
    • The Federal Deposit Insurance Corporation or
    • A state banking authority.
  • Grumble of a federally chartered credit union utilizing the nationwide Credit Union management.
  • The Federal Reserve System for a problem with a state-chartered bank that is a member of the Federal Reserve System, contact.

Complaints About Other Financial Solutions

Other agencies handle complaints about other lending options:

  • Grumble to your customer Financial Protection Bureau (CFPB) about:
    • Credit history
    • Business collection agencies
    • Loans
    • Cash transfers
    • Mortgages
    • Digital money
  • Complain about investments utilizing the Securities and Exchange Commission or a state’s securities regulator. Continue reading “Credit Problems”